I agree with Hot Wheels and Chillyb1....alclad is very resilient if a good bond was established during application, and theoretically, any waterbase paint will never harm the alclad. I cant tell you much about tamiya or testors because I personally use automotive urethane products from HOK, PPG, and DuPont...however, I have used alclad on my works since 2001 and what I can say is that if the base paint your applying the alclad (chrome) over has cured too long, there is a chance of the alclad bond being inadequate and it rubs off with the slightest touch.
When I noticed this, I was using PPG Urethane (gloss black w/activator) and the overall cure time was very quick compared to what I would expect tamiya and certainly testors enamels to be. I found that there was about a 36 hour limit from the time I shot the black in which I had to apply the alclad...otherwise, the chrome easily rubbed off.
Just food for thought